Winery & Vineyard Insurance
One-stop cover for wineries, cellar doors and distilleries
In South Australia, wineries and vineyards are a big part of our agricultural industry. Unexpected weather — bushfire or flood — can damage property, vines, distillery and people on your premises. We arrange cover for all of it.
What does winery & vineyard cover include?
Wineries and vineyards face risks no generic policy covers — from bushfire and flood to equipment failure mid-vintage.
Protection for vine and trees
Crop insurance for vineyards and orchards, covering weather-related risks, pest and disease, and natural disasters that hit yield and quality.
Property and cellar
Cover for winery and homestead buildings, equipment, inventory, business and farm liability, and business interruption.
Distillery and winemaking
Cover for property, liability, equipment, inventory and business interruption — including equipment breakdown, wine leakage and contamination, tank collapse, and property in transit.
Machinery and equipment
Tractors, harvesters, sprayers and vineyard machinery, plus the cost of repairing fermentation tanks, bottling lines, crushers, presses, pumps and refrigeration units that break down.
Why choose KeyInsure for your winery cover?
You need a broker who understands the industry, not a generic policy. We specialise in winery cover — including the details that matter, like wine leakage and contamination — and build a policy around your operation.
What type of insurance do I need for a winery?
Which policies should a winery hold together?
Most wineries combine property and cellar cover, crop cover, liability and business interruption. We'll look at your operation — vineyard, cellar door, distillery or all three — and build a package rather than selling you separate policies.
Do I need equipment breakdown cover?
If a fermentation tank, bottling line or refrigeration unit fails mid-vintage, the cost is immediate. Equipment breakdown cover protects against mechanical or electrical failure — worth considering alongside your property cover.
Are weather events covered?
Policies can cover weather-related risks to your crop and property, including bushfire and flood. Coverage varies by policy, so we'll confirm exactly what applies to your block.
Related cover
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Protect your vintage, your property and your people
From crop to cellar door, we'll arrange cover that fits how you make wine. Talk to a broker who knows the industry.
General advice only. Consider the relevant PDS & TMD before acquiring any product.