Business Insurance
Business insurance built around your industry
We arrange industry-specific cover for trades, retail outlets, wholesalers, manufacturers, office & administration and property owners — from our offices in Adelaide, Brisbane and Sydney.
Safeguarding your business, reputation, customers and income
Even established businesses can be hit hard by an unexpected event. Business insurance is there to protect your assets, your people and your income — and finding the right cover starts with understanding your industry.
Cover for your industry
Mining & Construction
Site-specific risks and liabilities for mine and civil operations.
Winery & Vineyard
Farm, cellar door and winemaking cover for South Australian producers.
Builder Indemnity
Cover for builders, construction companies and renovation shop fitters.
Cyber
Protection for data breaches, ransomware and online crime.
Accountants & Bookkeepers
Professional indemnity and public liability for accounting and BAS services.
Medical & Healthcare
Malpractice and general liability for healthcare practices.
Commercial Property
Cover for your premises, contents and stock.
Commercial Fleet
Two or more vehicles under one policy.
Management Liability
Protection for the people running your company.
Risks & cover
Running a business means managing a range of risks. Here's what you can cover, and the products available.
Risks you can cover
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- Damage by fire and perils
- Burglary — theft following forcible entry
- Water damage — storm and tempest
- Money
- Accidental damage
- Glass
- Business interruption — loss of profits
- Electronic portable equipment, Australia-wide
Business insurance products include
Show all (10)
- Public & Products Liability
- Commercial Property
- Business Interruption
- Glass
- Theft
- Money
- Electronic Equipment
- Commercial Vehicle
- General Property
- Management Liability
Business insurance typically covers physical assets and business interruption, but it does not cover negligence or breach of duty in your professional services — see professional indemnity insurance.
Why you need business insurance
Business insurance may look like another expense, but it protects you from events like legal action or equipment breakdown. No matter how careful you are, accidents happen. If you give advice or rely on digital systems, you should also consider cover for errors, omissions and cybercrime.
How we find the right cover for you
We don't recommend duplicating another company's cover just because you're in the same industry. We look at what your business actually does — whether you work from home or a facility — and match cover to that.
Related cover
Already insured with us? Lodge a claim →
Secure your business investment
Whether you work from home or run a facility, our brokers will match cover to your industry — regardless of how long you've been operating.
General advice only. Consider the relevant PDS & TMD before acquiring any product.