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KeyInsure

Mortgage Broker PI

Professional indemnity cover for mortgage brokers

The advice you give carries real financial weight for your clients — and real exposure for you. Professional indemnity cover is built for the duties and obligations of mortgage broking.

Why mortgage brokers need PI cover

A single oversight in a loan application can cost a client money — and come back as a claim against you. Common triggers include a missed disclosure, a misunderstood requirement, or an error in an application document. See how PI works generally →

What does mortgage broker PI cover?

Policies differ between insurers, but most are built around the specific duties of a broker.

Typically covered

  • Claims of negligence or breach of duty in your advice
  • Errors or omissions in loan applications and documents
  • Legal costs of defending a claim
  • Compensation and damages awarded against you
  • Investigation and disciplinary proceeding costs

Exclusions vary by insurer — your policy schedule will specify them.

Tailored to your practice

Whether you're a sole trader, aligned with an aggregator, or part of a larger firm, your exposure — and your cover — should match how you operate.

Protect your broking business

Talk to an insurance specialist who works with mortgage brokers. We'll match cover to your practice — and your obligations.

General advice only. Consider the relevant PDS & TMD before acquiring any product.